The Tax-Deferred Investment 403(b) Plan – the “TDI” – is a supplementary retirement savings plan available to OUS employees. Participants’ voluntary salary deferrals allow them to reduce their taxable income through payroll deduction for investment in mutual funds and in fixed and variable annuities. Participants have a choice of investments-plus-services programs to suit their individual retirement planning needs.

• Available to all classified and unclassified OUS employees
• Voluntary salary reduction of $25.00 per month or more
• Participation begins in any month, with no waiting period

• TDI Plan Information
  In operation since 1992, the TDI plan was updated in November, 2007. This is current information.
  • Tax-Deferred Investment (TDI) Guide
  • Salary Reduction Agreement (SRA) Form (PDF file)
  • Plan Highlights
  • TDI Participant Hardship Withdrawal Guide: Thinking about taking a hardship withdrawal from the OUS TDI 403(b) Plan? Please read this guide for some important information about this type of withdrawal as well as the TDI Plan procedures that must be followed when requesting one.
  • OUS Retirement Plan Divorce Distribution Procedures: In a divorce your account may be subject to division through a legal document called a Qualified Domestic Relations Order (QDRO). This document contains information about this process, and the procedure used by the OUS TDI Plan.
  • TDI ‘What’s New’ Guide - 2012: This TDI ‘What’s New’ Guide for 2012 includes a summary of important plan features and information about new participant resources.
  • 2011 Universal Availability Notice: Information about how to get started with the OUS TDI 403(b) Plan.
• Contact Program Fund Sponsors
  • TDI:ous
    • Fidelity/OUS Microsite
    • Phone: 1.800.343.0860
  • TDI:tiaa-cref
    • OUS/TIAA-CREF Microsite
    • Phone: 1.800.842.2888
  • TDI:valic
    • VALIC Website
    • Phone: 1.866.283.4892
    • VALIC Questions and Answers