The Tax-Deferred Investment 403(b) Plan – the “TDI” – is a supplementary retirement savings plan available to OUS employees. Participants’ voluntary salary deferrals allow them to reduce their taxable income through payroll deduction for investment in mutual funds and in fixed and variable annuities. Participants have a choice of investments-plus-services programs to suit their individual retirement planning needs.

• Available to all classified and unclassified OUS employees
• Voluntary salary reduction of $25.00 per month or more
• Participation begins in any month, with no waiting period

• TDI Plan Information
  In operation since 1992, the TDI plan was updated in November, 2007. This is current information.
  • Tax-Deferred Investment (TDI) Guide
  • Salary Reduction Agreement (SRA) Form (PDF file)
  • Plan Highlights
  • TDI Participant Hardship Withdrawal Guide
  • OUS Retirement Plan Divorce Distribution Procedures
  • 2013 Universal Availability Notice
• Contact Program Fund Sponsors
  • TDI:ous
    • Fidelity/OUS Microsite
    • Phone: 1.800.343.0860
  • TDI:tiaa-cref
    • OUS/TIAA-CREF Microsite
    • Phone: 1.800.842.2888
  • TDI:valic
    • VALIC Website
    • Phone: 1.866.283.4892
    • VALIC Questions and Answers